AsyTech developed a secure digital banking platform for Jeevan Sanskar Cooperative, transforming their member-focused financial services into a modern, tech-enabled experience. Our solution features online deposit management (Fixed, Recurring, Daily, and Compulsory Deposits), loan application processing with automated eligibility checks, and real-time interest calculators – all accessible through a member portal and mobile app. The platform integrates biometric authentication for secure logins, UPI-based transactions, and automated SMS/email alerts for deposit maturity and loan approvals. Built with React.js (web), Flutter (mobile), and Java Spring Boot (backend), the system ensures RBI-compliant data security while delivering 99.9% uptime. Post-launch, the Society saw 40% growth in new members, 60% faster loan disbursals, and 30% reduction in operational costs – empowering rural financial inclusion with robust digital infrastructure.
🛠️ Tech Stack:
Frontend: HTML5, CSS3, JavaScript, Bootstrap
Backend: PHP / Laravel (or your actual stack)
Database: MySQL
APIs: AEPS, Recharge/Bill Aggregators, Money Transfer Gateway
Security: SSL Encryption, Transaction Logs, OTP Verification
Key Outcomes
✔ 40% increase in member sign-ups via digital onboarding
✔ 60% faster loan processing with automated eligibility checks
✔ 100% audit-ready with RBI-compliant transaction records
✔ 30% lower operational costs by reducing manual paperwork
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